Children's Whole Life
Explore how this solution works, why someone may consider it, and the policy or contract details worth understanding before making a decision.
Make A Change.What it is
Permanent life insurance purchased for a child or grandchild, providing a death benefit while establishing a foundation of cash value early in their life.
Why someone may consider it
Parents and grandparents may consider it to establish permanent coverage while a child is young and begin building the policy’s contractual cash value.
Key features
Coverage is based on eligibility at issue and may include options to purchase additional coverage later, subject to policy terms. Ownership can be transferred when the child reaches adulthood.
Important things to understand
The primary purpose is life insurance protection, though the accumulated cash value can be a helpful secondary benefit. It should be evaluated as part of a broader family strategy.
Watch & Learn
A brief video explanation is coming soon.